Legal · Effective 21 July 2026
Terms of use
These terms govern your use of the website at spectacledbear.ai ("the site"), operated by Spectacled Bear AI Ltd, a company registered in England & Wales (Company No. 17354634), registered office 71-75 Shelton Street, Covent Garden, London WC2H 9JQ, United Kingdom. By using the site you agree to these terms. If you do not agree, please do not use the site.
Nothing here is investment advice
Spectacled Bear AI Ltd is not authorised or regulated by the Financial Conduct Authority. Nothing on this site or in any material accessible through it constitutes investment advice, a recommendation, an offer or a solicitation to buy or sell any security or other financial instrument. Any reference to investable instruments, including listed company shares, is provided for educational or illustrative purposes only. You should consult an appropriately qualified adviser before making any investment decision.
Content and accuracy
We aim to keep the information on this site accurate and up to date, but we do not warrant or guarantee that it is complete, accurate or free from error, and this applies equally to any material produced or processed with the assistance of AI tools. To the extent permitted by law, we exclude liability for any loss or damage arising from reliance on any content on the site.
Intellectual property
All content on the site — text, imagery, code and design — is © Spectacled Bear AI Ltd unless attributed otherwise. You may view, download and print pages for your own personal, non‑commercial use. All other use — including reproduction, republication, redistribution or commercial use — requires our prior written consent.
Third‑party links and services
The site contains links to third‑party services, including our Substack publication and LinkedIn. Those services are operated by third parties and are subject to their own terms and privacy policies. We are not responsible for the content or practices of any third‑party service.
Availability
We provide the site on an "as is" and "as available" basis. We may modify, suspend or discontinue the site (or any part of it) at any time without notice.
Limitation of liability
To the fullest extent permitted by law, in no event shall Spectacled Bear AI Ltd, its directors, employees or contractors be liable for any indirect, special, incidental, consequential or punitive damages, or for any loss of profits, revenue, data or business, arising out of or in connection with your use of the site. Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability for death or personal injury caused by negligence, or for fraud.
Governing law and jurisdiction
These terms are governed by the laws of England and Wales. Any dispute arising out of or in connection with these terms or your use of the site is subject to the exclusive jurisdiction of the courts of England and Wales.
Changes
We may update these terms from time to time. The "effective" date at the top of this page will reflect the latest version. Your continued use of the site after the date of any change constitutes acceptance of the updated terms.
Contact
Questions about these terms: chris@spectacledbear.ai